True Link Financial & Pooled Trust Services
Pooled Trust Services (PTS) and True Link have a shared goal of enabling special needs trust beneficiaries to achieve financial independence. Pooled Trust Services is a leading provider of trust solutions and is committed to helping trust beneficiaries protect their eligibility for needs-based public benefits such as SSI/Medicaid.
Pooled Trust Services is working with True Link to provide investment management services to PTS' Special Needs Trusts (SNT). Pooled Trust Services also leverages True Link's trust administration software and record-keeping platform as well as the True Link Protection Visa Prepaid Card (referenced by the Social Security Administration in the POMS) to streamline and support PTS' trust administration.
True Link Financial’s Guiding Principles
- Client first.
Portfolio construction based on the goals of the trust.
- Importance of diversification.
Define target exposures with the goal of capturing returns and minimizing risk.
- Eliminate inefficiencies.
Carefully manage risks, fees, and taxes with the goal of maximizing net returns.
- Partner with industry leaders.
Clients benefit by working with the industry leaders we partner with.
True Link uses Charles Schwab as its third-party custodian to clear transactions and safeguard assets. Charles Schwab provides trading, settlement, reporting, and is the gatekeeper for client accounts.
Software for pooled trust accounting & reporting
True Link Financial Offers:
An online beneficiary portal
Encryption and data security
Investment Management Services are provided through True Link Financial Advisors, LLC, an SEC-registered investment advisor and wholly owned subsidiary of True Link Financial, Inc. True Link Financial, Inc. provides the trust administration software and record-keeping platform as well as the True Link Visa Prepaid Card and associated software platform. True Link Financial, Inc. does not provide investment management services and neither True Link Financial, Inc. nor True Link Financial Advisors, LLC provides legal or tax advice. Please consult the appropriate advisor regarding your specific circumstances. Nothing contained on this website should be considered an offer to sell or a solicitation to buy any securities. True Link Financial Advisors, LLC only provides investment management services upon entering into an Investment Advisory Agreement with a client. When providing investment management services to a special needs trusts, the client is the trust and its trustee, not the trust's beneficiaries; True Link Financial Advisors, LLC does not provide investment advice to prospective or current trust beneficiaries. Trust beneficiaries must obtain their own advisor to determine the appropriateness of joining a pooled trust to which True Link Financial Advisors, LLC provides investment management. True Link is not associated or endorsed by the Social Security Administration or any other governmental agency.
The True Link Protection Prepaid Visa Card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.
We are required to periodically report certain Card information to the Visa Prepaid Clearinghouse Service (PCS) to assist in fraud prevention. Please contact PCS Customer Service for details regarding the information reported and on file with PCS. PCS Customer Service Department's business hours are Monday - Friday, 9:00 a.m. – 5:00 p.m. Eastern Time.
Visa Prepaid Clearinghouse Service Customer Service
Department 5005 Rockside Road, Suite 600-27
Independence, OH 44131 PH Phone 1-844-263-2111 Fax 1-844-432-3609